50%절약하는 온라인 쇼핑비결 > 알뜰소비

The simplest way to save while shopping online without making any commitment with the company is to look for deals. Deals is a very vague word so allow me to further explain. Let's consider Victoria's Secret, while navigating the website there is a column on the left hand side that indicates the different categories. In those categories there or deals allow you to get 5 items for $25, otherwise the items that qualify for the deal are $8-$10 each. SAVINGS! Without this deal you would spend $40-$50, thats up to 50% off. You're getting 5 items for less than the price of 3!

And to my fellow men on a budget who have a special someone to spoil, use this deal! 5 items for 5 standard occasions: her birthday, Valentine's Day, Anniversary, Christmas, and most importantly "just because you love her" Day. Now don't think you're going to just spend $25 on her presents and you're done. You might want to throw in some gift cards, or spa certificates with each item, just so she isn't under the wrong impression. But what better deal, right? Furthermore, you could consider it to be a gift for yourself as well, if you know what I mean.

Another avenue you may consider taking, with a little more commitment, is signing up for the companies email list. Gap.com is great with this. I get an email about every 4 days from them, sending me coupons, or special events, or just news about the companies progress and investing strategy (which is excellent because my stock portfolio has a considerable amount of Gap in it. Be sure to look into my article titled: How to Invest in the Stock Market Independently, if you're interested). But be sure to have discipline, if you spend money every time you get a coupon then you won't save any money, think about it. And also if you have more than one email address, register them all. Sometimes they send you a coupon that is good for only one item, but if you give them 3 or 4 email addresses then you can have the same savings on all of your items. Another company that been very lenient with their coupons is The Picture People. Just last week I got an email that let me pay $9 for a portrait package that costs over $100. CHA CHING! SAVINGS!

Now this step will require the most commitment and the most responsibility. Getting a store line of credit. If you are responsible and committed enough to handle this, then its a great tool to use for saving. However, if you aren't able to handle this properly, you could potentially ruin you financial life. Interest rates are high because its a store, not a bank. Because it is a store, they can repossess what you purchased if you fail to pay. And your credit score may be considered when an employer is reviewing your application. But if you're responsible, its great! I have a Gap Silver Card (everyone starts with a Gap Card then gets upgraded to "Silver status" once they have spent and paid for $800, and is in good standing with Gap) and the benefits that come with it are: free shipping on all purchases of any amount, save 10% on purchases that are made on Tuesdays, $10 reward card for every $200 spent on the card (save 5%), free alterations at it's sister company Banana Republic, Triple reward days, personal sale day where everything I buy is 15% off one day out of every year-- whatever day I want, and the upgraded customer service phone line for Gap Silver card holders. Now if you have a Gap Card (without the silver) you get: free shipping on all purchases more than $50, save 10% on purchases that are made on Tuesdays, $10 reward card for every $200 spent on the card (save 5%). And the beauty of it is that you get to use your card at all of the companies that make up Gap Inc. (Gap, Banana Republic, Old Navy, Athleta, and Piperlime).

Enjoy the savings my friends!